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Medicare & Medicaid in Philadelphia
Understanding Extra Help, Medicare Savings Programs, and Dual Eligibility. Educational guidance can help you understand the resources available to Philadelphia residents.
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Planning ahead can help make your Medicare transition easier.
The Difference Between Medicare and Medicaid?
Some individuals qualify for both Medicare and Medicaid, commonly called dual eligibility.
Programs That May Help Philadelphia Residents
Medicare Savings Programs (MSP)
Programs that may help eligible individuals pay Medicare premiums and certain cost-sharing expenses.
Extra Help (Low-Income Subsidy)
A federal program that helps reduce prescription drug costs for qualifying beneficiaries.
Pennsylvania Medicaid Programs
Additional services and healthcare support may be available through Pennsylvania Medicaid programs.
Dual Eligible Special Needs Plans (D-SNPs)
Certain Medicare Advantage plans are designed specifically for individuals who qualify for both Medicare and Medicaid
Common Misconceptions
Myth:
Medicare and Medicaid are the same thing.
Reality:
Medicare is a federal health insurance program, while Medicaid is administered by states and generally based on financial eligibility requirements.
Myth:
Everyone on Medicare automatically receives Extra Help.
Reality:
Eligibility requirements apply, and individuals may need to apply for certain assistance programs.
Myth:
Dual eligibility means you must enroll in a Medicare Advantage plan.
Reality:
Coverage options vary based on individual circumstances and available programs.
LOCAL MEDICARE & MEDICAID Resources
Extra Help is a federal program that helps eligible individuals reduce prescription drug costs.
These programs may help eligible individuals pay certain Medicare-related expenses.
Some individuals qualify for both programs simultaneously.
No. My services are provided at no direct cost to clients.
No. I am an independent licensed insurance broker, and I do not represent the federal government, Medicare, or Medicaid.
MEDICARE Resources for Philadelphia Residents
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meet Rochelle
Hi, I'm Rochelle, owner and founder of SureCare Insurance Services.
I am committed to helping Philadelphia residents understand Medicare through educational, personalized guidance. My goal is to make the process easier, clearer, and less overwhelming so you can choose coverage with confidence.
Whether you're turning 65, retiring, or reviewing your current benefits, I'm here to help.
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This is a solicitation of insurance. Agent is a licensed and certified representative of multiple Medicare Advantage and Prescription Drug plans each with a Medicare contract. Enrollment depends on contract renewal. Contact may be made by an insurance agent or insurance company. Not affiliated with or endorsed by any government entity or agency. "We do not offer every plan available in your area. Currently we represent several organizations which offer many products in your area. Please contact Medicare.gov, 1-800-MEDICARE MEDICARE (TTY: 1-877-486-2048), 24 hours a day, 7 days a week, or your local State Health Insurance Program (SHIP) to get information on all your options." This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov