" class="object-cover object-center"> Insurance Solutions With You In Mind
Medicare & Medicaid in Philadelphia
Understanding Extra Help, Medicare Savings Programs, and Dual Eligibility. Educational guidance can help you understand the resources available to Philadelphia residents.
Rochelle Ortega-De Vero is a licensed independent insurance broker and is not affiliated with or endorsed by Medicare, Medicaid, or any government agency. This website is for educational purposes only.
Planning ahead can help make your Medicare transition easier.
The Difference Between Medicare and Medicaid?
Some individuals qualify for both Medicare and Medicaid, commonly called dual eligibility.
Programs That May Help Philadelphia Residents
Medicare Savings Programs (MSP)
Programs that may help eligible individuals pay Medicare premiums and certain cost-sharing expenses.
Extra Help (Low-Income Subsidy)
A federal program that helps reduce prescription drug costs for qualifying beneficiaries.
Pennsylvania Medicaid Programs
Additional services and healthcare support may be available through Pennsylvania Medicaid programs.
Dual Eligible Special Needs Plans (D-SNPs)
Certain Medicare Advantage plans are designed specifically for individuals who qualify for both Medicare and Medicaid
Program eligibility and benefits vary based on individual circumstances and government requirements. Information provided is for educational purposes only.
DO I QUALIFY?
You may qualify for additional assistance if you:
✔ Receive SSI benefits
✔ Have limited income and resources
✔ Have both Medicare and Medicaid
✔ Need help paying Medicare premiums
✔ Need help with prescription drug costs
✔ Are turning 65 and already enrolled in Medicaid
Eligibility requirements vary.
I can help you understand available options at no cost and with no obligation.
Questions To Ask Yourself
✔ Do I currently receive Medicaid benefits?
✔ Do I need assistance paying Medicare premiums?
✔ Do I receive Supplemental Security Income (SSI)?
✔ Am I struggling to afford prescription medications?
✔ Would additional support services improve my healthcare experience?
Common Misconceptions
Myth:
Medicare and Medicaid are the same thing.
Reality:
Medicare is a federal health insurance program, while Medicaid is administered by states and generally based on financial eligibility requirements.
Myth:
Everyone on Medicare automatically receives Extra Help.
Reality:
Eligibility requirements apply, and individuals may need to apply for certain assistance programs.
Myth:
Dual eligibility means you must enroll in a Medicare Advantage plan.
Reality:
Coverage options vary based on individual circumstances and available programs.
LOCAL MEDICARE & MEDICAID Resources
These organizations provide educational information and assistance regarding Medicare, Medicaid, aging services, and related community programs.
How Can I Help Philadelphia Residents
✔ Turning 65 transitions
✔ Annual Medicare reviews
✔ Dual Eligible (D-SNP) education
✔ Connecting you with local assistance resources
✔ Medicare Savings Programs and Extra Help information
There is never a cost or obligation to speak with me.
Extra Help is a federal program that helps eligible individuals reduce prescription drug costs.
These programs may help eligible individuals pay certain Medicare-related expenses.
Some individuals qualify for both programs simultaneously.
No. My services are provided at no direct cost to clients.
No. I am an independent licensed insurance broker, and I do not represent the federal government, Medicare, or Medicaid.
MEDICARE Resources for Philadelphia Residents
whY SURECARE?
✔ Independent Insurance Broker ✔ No-Cost Consultation ✔ Multiple Carrier Options ✔ Personalized Guidance ✔ Ongoing Support ✔ Proudly serving English and Tagalog-speaking communities
Independent Broker
Access to multiple carrier options, allowing you to compare coverage and choose a solution that fits your needs and budget.
Personalized Guidance
Clear, honest guidance and one-on-one support to help you understand your options and choose coverage with confidence.
EDUCATION FIRST
Our goal is quite simple: to make insurance easier to understand so you can make informed decisions with confidence.
Ongoing Support
Our commitment goes beyond enrollment. We answer questions, review coverage, and offer support when needed.
What Happens Next?
1) Schedule a Conversation
We'll discuss your questions and current coverage.
2) Review Available Options
We'll review Medicare, Medicaid, Extra Help, and any local programs that may apply.
3) Make A Plan
Together, we'll determine which options fit your needs and goals.
4) Ongoing Support
I'm available year-round for reviews, questions, and life changes.
meet Rochelle
Hi, I'm Rochelle, owner and founder of SureCare Insurance Services.
I am committed to helping Philadelphia residents understand Medicare through educational, personalized guidance. My goal is to make the process easier, clearer, and less overwhelming so you can choose coverage with confidence.
Whether you're turning 65, retiring, or reviewing your current benefits, I'm here to help.
Not Sure Which Option Is Right For You?
We'll review your situation, explain your options, and help compare available plans.
✔ Free No Obligation Consultation With A Licensed Broker
Independent Insurance Broker Serving in PA, NJ, NY, OR, & CA
MEDICARE RESOURCES
This is a solicitation of insurance. Agent is a licensed and certified representative of multiple Medicare Advantage and Prescription Drug plans each with a Medicare contract. Enrollment depends on contract renewal. Contact may be made by an insurance agent or insurance company. Not affiliated with or endorsed by any government entity or agency. "We do not offer every plan available in your area. Currently we represent several organizations which offer many products in your area. Please contact Medicare.gov, 1-800-MEDICARE MEDICARE (TTY: 1-877-486-2048), 24 hours a day, 7 days a week, or your local State Health Insurance Program (SHIP) to get information on all your options." This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov