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Control Your Health Benefit Costs Without a Traditional Group Plan
SureCare can help you explore whether an Individual Coverage Health Reimbursement Arrangement (ICHRA) may be a flexible alternative to traditional group health insurance for your business.
✔ No Obligation ✔ Complimentary Review ✔ Designed for Businesses with 5+ Employees
ICHRAs allow you to reimburse employees for health insurance premiums and medical expenses.
81%
of businesses are worried about rising health benefit costs*
43M
people expected to be enrolled in ICHRA plans by 2028*
17%
average savings of switching to ICHRA*
WHAT IS ICHRA?
Short for Individual Coverage Health Reimbursement, ICHRA is the government’s name for a new way to offer group health coverage. It lets employers provide pre-tax funds that employees can use to purchase individual health insurance.
SureCare Insurance Services is excited to partner with Nexben to offer an innovative Individual Coverage Health Reimbursement Arrangement (ICHRA) solution. We help business owners assess if this strategy aligns with their workforce, budget, and benefits goals. When ICHRA is a good fit, Nexben provides a streamlined platform for enrollment and administration.
Why LOOK FOR OPTIONS?
✔ Cost increases every year
✔ Participation requirements
✔ Limited flexibility for employees
ICHRA - SMART OPTION
✔ Set a fixed monthly budget
✔ Reimburse them tax-efficiently
✔ Employees choose own coverage
possible option if:
✔ You have 5–100 employees
✔ You’re tired of annual increases
✔ You want predictable benefit costs
✔ You’re not offering benefits (or need an alternative option)
IS ICHRA RIGHT FOR YOUR BUSINESS?
✓ You currently do not offer health benefits
✓ Traditional group coverage is becoming too expensive
✓ You want predictable monthly benefit costs
✓ Employees have different healthcare needs
✓ You want to offer benefits while giving employees plan choice
✓ You are looking for an alternative to traditional group coverage
WORK WITH ROCHELLE
Licensed & Servicing PA, NJ, NY, OR, and CA
Independent Broker and Owner of SureCare Insurance Services
✓ Independent Broker
✓ No-Cost Consultation
✓ Personalized Guidance
✓ Multiple Carrier Options
✓ Employee Enrollment Support
✓ Ongoing Support After Enrollment and Implementation
✓ Proudly serving English and Tagalog-speaking communities
We don't start with products—we start with your goals, budget, and workforce needs.
✔ No Obligation ✔ Complimentary Review ✔ Designed for Businesses with 5+ Employees
HOW IT WORKS
THREE EASY STEPS
ADOPT
Employers determine their employees’ needs and adopt the benefit package.
ENROLL
Employees can shop and enroll in a plan using a uniquely assigned account number.
MANAGE
Employers manage employee benefits through a single interactive statement.
You will receive year-round dedicated support for you and your employees. We assist with education, quotes, and decision-making, while our member advocates are available to provide your employees with guidance, shopping assistance, and technical support at every stage.
THE ICHRA DIFFERENCE
PREDICTABLE BENEFIT COST
Opt out of annual premium hikes, avoid high broker fees, and future-proof your health insurance costs with predictable contributions you set.
Affordable quality coverage - we are committed to finding a solution for you across products, carriers, and plans.
PERSONALIZED EXPERT SERVICE
Our dedicated advisors are here to help you and your employees get the most from your health insurance spend with less effort and busywork.
Empower employees - get custom coverage and support with plans from the nation’s leading carriers.
SIMPLIFIED ADMINISTRATION
Offload time-consuming tasks and free your team to concentrate on growing your business.
Say goodbye to busywork - work with a single point of contact who knows your business and can help with enrollment, billing issues, and any other questions.
CASE STUDIES
IF YOU HAVE ANY QUESTIONS, PLEASE FEEL FREE TO CONTACT US.
Yes, when it is properly designed and managed in compliance with federal regulations.
There is no one-size-fits-all cost. Employers determine the allowance amount they wish to offer, which provides flexibility and budget control. Administrative costs may vary depending on the solution selected.
It might be possible, but usually not for the same employee classification due to existing employee classification rules.
Yes. Employees select eligible individual coverage that meets participation requirements.
Many employers hire an HRA administrator to manage documentation and ensure regulatory compliance.
As an independent insurance broker, Rochelle helps employers evaluate their options, understand how ICHRA works, and determine whether it may be a good fit for their business. Support is available before, during, and after implementation.
Get personalized answers to your specific situation.
Not Sure Which Option Is Right For You?
We'll review your situation, explain your options, and help compare available plans.
✔ Free No Obligation Consultation With A Licensed Broker
Independent Insurance Broker Serving in PA, NJ, NY, OR, & CA
MEDICARE RESOURCES
This is a solicitation of insurance. Agent is a licensed and certified representative of multiple Medicare Advantage and Prescription Drug plans each with a Medicare contract. Enrollment depends on contract renewal. Contact may be made by an insurance agent or insurance company. Not affiliated with or endorsed by any government entity or agency. "We do not offer every plan available in your area. Currently we represent several organizations which offer many products in your area. Please contact Medicare.gov, 1-800-MEDICARE MEDICARE (TTY: 1-877-486-2048), 24 hours a day, 7 days a week, or your local State Health Insurance Program (SHIP) to get information on all your options." This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov