Control Your Health Benefit Costs Without a Traditional Group Plan
Whether you're looking to offer employee benefits through an ICHRA strategy or simply want to help employees access individual health coverage, SureCare can help you explore available options.
✔ No Obligation ✔ Complimentary Review ✔ Designed for Businesses with 5+ Employees
81%
of businesses are worried about rising health benefit costs*
43M
people expected to be enrolled in ICHRA plans by 2028*
17%
average savings of switching to ICHRA*
WHAT IS ICHRA?
Short for Individual Coverage Health Reimbursement, ICHRA is the government’s name for a new way to offer group health coverage. It lets employers provide pre-tax funds that employees can use to purchase individual health insurance.
SureCare Insurance Services is excited to partner with Nexben to offer an innovative Individual Coverage Health Reimbursement Arrangement (ICHRA) solution. We help business owners assess if this strategy aligns with their workforce, budget, and benefits goals. When ICHRA is a good fit, Nexben provides a streamlined platform for enrollment and administration.
ICHRAs allow you to reimburse employees for health insurance premiums and medical expenses.
✔ Cost increases every year
✔ Participation requirements
✔ Limited flexibility for employees
Why LOOK FOR OPTIONS?
✔ Set a fixed monthly budget
✔ Reimburse them tax-efficiently
✔ Employees choose own coverage
ICHRA - SMART OPTION
✔ You have 5–100 employees
✔ You’re tired of annual increases
✔ You want predictable benefit costs
✔ You’re not offering benefits (or need an alternative option)
possible option if:
Licensed Broker in PA, NJ, NY, OR, and CA
Wondering If ICHRA Is Right For Your Business?
Hello, I'm Rochelle, an independent insurance broker and founder of SureCare Insurance Services.
I help business owners explore ICHRA strategies as a flexible way to offer employee health benefits, while also helping employees access individual health coverage that meets their needs.
My goal is to make employee benefits easier to understand, implement, and manage.
Why work with me?
✓ Independent broker
✓ No-cost consultation
✓ Multiple carrier options
✓ Employee enrollment support
✓ Ongoing service after enrollment and implementation
✓ Personalized guidance for your business and workforce
We don't start with products—we start with your goals, budget, and workforce needs.
✔ No Obligation ✔ Complimentary Review ✔ Businesses with 5+ Employees
HOW IT WORKS
THREE EASY STEPS
YOU SET YOUR BUDGET
Finalize the budget for each employee. Then, set up and pre-fund a Health Reimbursement Account (HRA).
EMPLOYEES PICK A PLAN
Employees can browse and compare different carriers and plans, then submit their applications themselves.
YOU REIMBURSE THEM
If an employee selects an expensive plan, they will pay the difference through pre-tax payroll deductions.
You will receive year-round dedicated support for you and your employees. We assist with education, quotes, and decision-making, while our member advocates are available to provide your employees with guidance, shopping assistance, and technical support at every stage.
THE ICHRA DIFFERENCE
CUT YOUR INSURANCE COST
Opt out of annual premium hikes, avoid high broker fees, and future-proof your health insurance costs with predictable contributions you set.
Affordable quality coverage - we are committed to finding a solution for you across products, carriers, and plans.
PERSONALIZED EXPERT SERVICE
Our dedicated advisors are here to help you and your employees get the most from your health insurance spend with less effort and busywork.
Empower employees - get custom coverage and support with plans from the nation’s leading carriers.
SAVE ADMIN HOURS
Offload time-consuming tasks and free your team to concentrate on growing your business.
Say goodbye to busywork - work with a single point of contact who knows your business and can help with enrollment, billing issues, and any other questions.
IF YOU HAVE ANY QUESTIONS, PLEASE FEEL FREE TO CONTACT US.
Yes, when it is properly designed and managed in compliance with federal regulations.
It might be possible, but usually not for the same employee classification due to existing employee classification rules.
Yes. Employees select eligible individual coverage that meets participation requirements.
Many employers hire an HRA administrator to manage documentation and ensure regulatory compliance.
Navigating Group Benefits can be tough, but we're here to help! We'll guide you in finding the right plan that fits your needs and budget.
Get personalized answers to your specific situation.
" class="object-cover object-center"> BASED IN PHILADELPHIA, PA
LICENSED & SERVICING: PA, NJ, NY, OR, CA
This is a solicitation of insurance. Agent is a licensed and certified representative of multiple Medicare Advantage and Prescription Drug plans each with a Medicare contract. Enrollment depends on contract renewal. Contact may be made by an insurance agent or insurance company. Not affiliated with or endorsed by any government entity or agency. "We do not offer every plan available in your area. Currently we represent several organizations which offer many products in your area. Please contact Medicare.gov, 1-800-MEDICARE MEDICARE (TTY: 1-877-486-2048), 24 hours a day, 7 days a week, or your local State Health Insurance Program (SHIP) to get information on all your options." This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov