
There are three types of health insurance for individuals and families to choose from, including Affordable Care Act plans, short-term plans, and medical indemnity plans. Within these categories, a variety of individual health insurance plans are available. SureCare can help you compare the benefits of each insurance plan. That way, you can have the right coverage for your specific medical needs at a price you can afford.
AFFORDABLE CARE ACT
The Affordable Care Act (ACA) plans, or “Obamacare,” offer excellent coverage for chronic conditions and emergencies without overwhelming costs. They provide benefits for routine visits, hospital stays, and make prescriptions and preventive care more affordable. Accessible to nearly everyone, these plans guarantee coverage even with preexisting conditions, ensuring you feel secure in your healthcare choices.
SHORT-TERM PLANS
If you’re finding it challenging to afford a plan through the Affordable Care Act (ACA) or have missed the application deadline, short-term health insurance might be a helpful, budget-friendly option to consider! Although these plans are less comprehensive and don’t cover preexisting conditions, they can provide essential support during unforeseen medical emergencies.
INDEMNITY PLANS
Medical indemnity health insurance, or fee-for-service plans, provide a simple and effective way to manage your healthcare expenses, with predictable fixed fees, such as $50 for a doctor's visit. While these plans don't align with Affordable Care Act standards, meaning they won't qualify for government subsidies and might not cover preexisting conditions, they can still be a fantastic choice for those looking to keep their healthcare costs manageable. Explore your options and find the best fit for your health needs!
Rochelle, a licensed Health Insurance Broker, has successfully completed the annual Affordable Care Act certification for Philadelphia and New Jersey! With this training and your consent, she’s ready to help you navigate your Marketplace accounts. This form ensures your informed written consent. Let’s make the most of your health insurance options!

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This is a solicitation of insurance. Agent is a licensed and certified representative of multiple Medicare Advantage and Prescription Drug plans each with a Medicare contract. Enrollment depends on contract renewal. Contact may be made by an insurance agent or insurance company. Not affiliated with or endorsed by any government entity or agency. "We do not offer every plan available in your area. Currently we represent several organizations which offer many products in your area. Please contact Medicare.gov, 1-800-MEDICARE MEDICARE (TTY: 1-877-486-2048), 24 hours a day, 7 days a week, or your local State Health Insurance Program (SHIP) to get information on all your options." This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov