PRIVACY POLICY

PLEASE READ THESE TERMS OF USE AND PRIVACY POLICIES CAREFULLY

Welcome to our Website. Your privacy is very important to us and we will make every reasonable effort to safeguard any information we collect. The purpose of this Internet Privacy Policy is to let you know how we handle the information we receive from you through this Website. This Internet Privacy Policy does not apply to information collected through other means such as by telephone or in-person, although that information may be protected by other privacy policies.

HIPAA Notice of Privacy Practices

The Health Insurance Portability and Accountability Act of 1996 (HIPAA) Privacy Rule allows members the right to receive a notice that describes how individual health information may be used and/or disclosed and how to acquire access to this information. To read more about our privacy practices regarding health and medical information under HIPAA, please see our Website. In the event of any conflict between the requirements and/or permitted uses of covered health and medical information under our HIPAA Notice of Privacy Practices and this Internet Privacy Policy, the terms of our HIPAA Notice of Privacy Practices shall control.

What Information Do We Collect

Information may be collected in two ways on our Website. You may elect to establish an account on our Website so that you can gain additional access to on-line service applications, health tools health information, subscriptions or other services where it is important for us to know who you are in order to best meet your needs. Personal information will not be collected from you without your knowledge.

Providing this personal information is always voluntary. Second, we may use "cookies" to help us improve our Website by tracking your navigation habits and to store some of your preferences. A cookie is a small file created by an Internet site to store information on your computer. This cookie does not allow other Websites to gain access to information on your computer. Only our Website can read this cookie.

Linking To Other Websites

From time to time we will provide links to other Websites, not owned or controlled by us. We do this because we think this information might be of interest or use to you or where we can provide you with value added services. While we do our best to ensure your privacy, we cannot be responsible for the privacy practices of other sites. A link to an external Website does not constitute or imply endorsement by us. Additionally, we cannot guarantee the quality or accuracy of information presented on external Websites. We encourage you to review the privacy practices of any Website you visit.

Use of Electronic Mail

Most E-mail, including the E-mail functionality on our Website, does not provide a completely secure and confidential means of communication. It is possible that your E-mail communication may be accessed or viewed inappropriately by another Internet user while in transit to us. If you wish to keep your information completely private, you should not use E-mail.

Other Online Communications

We may send electronic newsletters, notification of account status, and other communications such as information marketing other products or services, on a periodic basis to various individuals and organizations. To opt-out of any specific electronic communication you're receiving, click on the opt-out button associated with the specific communication.

TERMS AND CONDITIONS

PLEASE READ THESE TERMS OF USE AND PRIVACY POLICIES CAREFULLY

By using this site, you agree to these Terms and Conditions of Use, as well as the Privacy Policies contained therein (collectively referred to as the "Terms of Use"). IF YOU DO NOT AGREE TO THESE TERMS OF USE, YOU MAY NOT USE THIS SITE.

Description of Service

This website provides users with online Medicare Prescription Drug plan price comparison and drug substitution technologies and databases to help consumers select an appropriate plan and save on their healthcare costs. Additionally, this website provides a wide selection of pharmaceutical information and materials to assist users in researching healthcare options. These offerings and services are hereinafter referred to as "the Service". The plan comparison, optimize service, and other health information furnished on this site and any interactive responses are not intended to be professional advice and are not intended to replace personal consultation with a qualified physician, pharmacist or other healthcare professional. You must always seek the advice of a professional for questions related to your condition, condition symptoms, and appropriate therapeutic treatments. If you have or suspect that you have a medical problem or condition, please contact a qualified healthcare provider immediately. You should never disregard medical advice or delay in seeking it because of something you have read on this site.

We do not make any warranty that the content on this site satisfies government regulations requiring disclosure of information on prescription drug products. The content was developed for use in the United States, and neither our content providers nor we make any representation concerning the content when used in any other country. While information on this site has been obtained from sources believed to be reliable, neither our content providers nor we warrant the accuracy of codes, prices or other data contained on this site.We do not give medical advice, nor do we provide medical or diagnostic services. Medical information changes rapidly. Neither our content providers nor we guarantee that the content covers all possible uses, directions, precautions, drug interactions, or adverse effects that may be associated with any therapeutic treatments.

Your reliance upon information and content obtained by you at or through this site is solely at your own risk. Neither we nor our content providers assume any liability or responsibility for damage or injury (including death) to you, other persons or property arising from any use of any product, information, idea or instruction contained in the content or services provided to you.

Limitation of Liability

Our content partners and vendors have utilized reasonable care in collecting and reporting the information contained in the Products on this website and have obtained such information from sources believed to be reliable. However, our content partners and providers do not warrant the accuracy of the information in the website, nor of codes, prices or other data available on this site. Information reflecting prices is not a quotation or offer to sell or purchase. The clinical information, including but not limited to drug substitution reports, contained in the Service is intended as a supplement to, and not a substitute for, the knowledge, expertise, skill, and judgment of physicians, pharmacists, or other healthcare professionals in patient care. The absence of a warning for a given drug or drug combination should not be construed to indicate that the drug or drug combination is safe, appropriate or effective in any given patient.

Your Personal Account

While you do not have to log in as a member to use some of our services, registered members enjoy services and benefits unavailable to non-members. If you choose to become a member of the Site, you agree to: (a) provide true, accurate, current and complete information about yourself and (b) maintain and promptly update the Account Information to keep it true, accurate, current and complete. If you provide any information that is false, inaccurate, not current or incomplete, we may suspend or terminate your account and refuse any and all current and future use of the Site without notice to you. Upon registration, you may choose an account and password designation. You are responsible for maintaining the confidentiality of the password and account and are fully responsible for all activities that occur under your password or account. We reserve the right to suspend or deny, in our sole discretion, your access to all or any portion of the Site with or without notice. You acknowledge and agree that we may immediately deactivate or delete your account and all related information and files in your account, at any time, and bar any further access to such files or the Site.

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BASED IN PHILADELPHIA, PA

LICENSED & SERVICING: PA, NJ & NY

This is a solicitation of insurance. Agent is a licensed and certified representative of multiple Medicare Advantage and Prescription Drug plans each with a Medicare contract. Enrollment depends on contract renewal. Contact may be made by an insurance agent or insurance company. Not affiliated with or endorsed by any government entity or agency. "We do not offer every plan available in your area. Currently we represent several organizations which offer many products in your area. Please contact Medicare.gov, 1-800-MEDICARE MEDICARE (TTY: 1-877-486-2048), 24 hours a day, 7 days a week, or your local State Health Insurance Program (SHIP) to get information on all your options." This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov