Oops! Sorry!!


This site doesn't support Internet Explorer. Please use a modern browser like Chrome, Firefox or Edge.

DOWNLOAD YOUR T65 GUIDE

Planning ahead can help make your Medicare transition easier.

MEDICARE OPTIONS AT A GLANCE

ORIGINAL MEDICARE

✓ Doctors and Specialists
✓ Hospital Coverage
✓ Nationwide Flexibility
✗ Prescription Coverage
✗ Dental/Vision/Hearing

  • MEDICARE ADVANTAGE

    ✓ Most include prescriptions

    ✓ Many plans include extras
    ✓ Annual out-of-pocket maximum
    ✗ Network requirements apply

  •  MEDICARE SUPPLEMENT

  • ✓ Broad provider flexibility

    ✓ Helps cover cost-sharing

    ✗ Part D is purchased separately

    ✗ Dental/Vision/Hearing is generally not included

    No single option is best for everyone. The right choice depends on your healthcare needs, budget, travel preferences, provider relationships, and personal circumstances.

    Medicare Advantage (MAPD)

    May Be A Good Fit If You:

    ✔ Prefer an all-in-one approach
    ✔ Want prescription coverage bundled together
    ✔ Are comfortable with provider networks
    ✔ Prefer potentially lower monthly premiums
    ✔ Primarily receive care within your local area

    Medicare Supplement (MEDIGAP)

    May Be A Good Fit If You:

    ✔ Frequent traveler nationwide
    ✔ Want broad provider flexibility
    ✔ Prefer predictable healthcare costs
    ✔ Value access to providers that accept Medicare
    ✔ Are comfortable purchasing separate Part D coverage

    Questions To Consider

    Before making a decision, ask yourself:

    ✔ Do I travel often?
    ✔ What medications do I take?
    ✔ Are my current doctors important to keep?
    ✔ What monthly budget am I comfortable with?
    ✔ Do I want bundled benefits or maximum flexibility?
    ✔ Do I prefer lower premiums or lower out-of-pocket costs?

    Common Misconceptions

    Myth:

    Medicare Advantage is always better.

    Reality:

    Different options work better for different individuals.

    Myth:

    Medicare Supplement covers prescriptions.

    Reality:

    Prescription drug coverage generally requires a separate Part D plan.

    Myth:

    You can switch back and forth anytime without restrictions.

    Reality:

    Certain changes may depend on enrollment periods and underwriting considerations.

    Which option costs less?

    Monthly premiums and total healthcare expenses vary depending on individual circumstances and plan choices.

    Can I travel with Medicare Advantage?

    Coverage rules depend on the specific plan.

    Can I keep my doctors?

    Provider participation varies and should always be verified before enrollment.

    Is there a "best" option?

    There is no universally best choice—only the option that best aligns with your personal needs and preferences.

    Is there a cost for educational consultations?

    No. Educational consultations are provided at no direct cost.

    whY SURECARE?

    ✓ Independent Insurance Broker ✓ No-Cost Consultation ✓ Multiple Carrier Options ✓ Personalized Guidance ✓ Ongoing Support ✓ Proudly serving English and Tagalog-speaking communities

    Independent Broker

    Access to multiple carrier options, allowing you to compare coverage and choose a solution that fits your needs and budget.

    Personalized Guidance

    Clear, honest guidance and one-on-one support to help you understand your options and choose coverage with confidence.

    EDUCATION FIRST

    Our goal is quite simple: to make insurance easier to understand so you can make informed decisions with confidence.

    Ongoing Support

    Our commitment goes beyond enrollment. We answer questions, review coverage, and offer support when needed.

    meet Rochelle

    Hi, I'm Rochelle, owner and founder of SureCare Insurance Services.

    I am committed to helping Philadelphia residents understand Medicare through educational, personalized guidance. My goal is to make the process easier, clearer, and less overwhelming so you can choose coverage with confidence.

    Whether you're turning 65, retiring, or reviewing your current benefits, I'm here to help.

    Not Sure Which Option Is Right For You?

    We'll review your situation, explain your options, and help compare available plans.

    CONTACT ROCHELLE

    ✔ Free No Obligation Consultation With A Licensed Broker 

    This is a solicitation of insurance. Agent is a licensed and certified representative of multiple Medicare Advantage and Prescription Drug plans each with a Medicare contract. Enrollment depends on contract renewal. Contact may be made by an insurance agent or insurance company. Not affiliated with or endorsed by any government entity or agency. "We do not offer every plan available in your area. Currently we represent several organizations which offer many products in your area. Please contact Medicare.gov, 1-800-MEDICARE MEDICARE (TTY: 1-877-486-2048), 24 hours a day, 7 days a week, or your local State Health Insurance Program (SHIP) to get information on all your options." This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov